Wealth Creation Today® – Ages 35 to 50

Thursdays
September 27th and October 4th
6PM to 9PM

Tuesdays
October 2nd and October 9th
6PM to 9PM

Wolf Law Building CU Campus

RSVP  patti@welchfp.com

With such a wide variety of tools and articles on finance available, it can be hard to delineate sound information from trendy advice.  This course provides a structured, comprehensive understanding of investment tools to help you identify your goals, understand savings vehicles and investments, and evaluate the time value of your purchases, earnings and investments.   Instructor Tron Welch, CFP®, MBA, AIF®, is a certified financial planner and a fiduciary.  He has expertise in retirement planning, tax strategy and investment property.

Life & Wealth Planning

  • Financing your life goals
  • Leveraging the time value of money
  • Personal financial statements
  • Managing an annual budget
  • Income vs. wealth accumulation
  • Dual–income family considerations
  • Planning an early retirement

Barriers to Wealth Accumulation

  • The wealth accumulation formula
  • Debt reduction strategies
  • Inflation trends & purchasing power of money
  • Overcoming investment fears (opportunity cost)
  • Ordinary income vs. long–term capital gains
  • 12 strategies to save money on taxes
  • Navigating the alternative minimum tax (AMT)

Tax Advantaged Investment Vehicles

  • Maximizing the value of your paycheck
  • 401(k) and other benefit plans
  • Rollover defined–considerations
  • Traditional vs. Roth IRAs
  • IRA to Roth IRA conversions
  • SIMPLE & SEP IRAs
  • Health savings vs. flex spending accounts
  • Tax–advantaged annuities
  • Employee stock options
  • Choosing beneficiaries

Managing Family Finances

  • Discussing money inside the home
  • Navigating child tax credit phase–outs
  • Guardian IRAs
  • College funding investment vehicles
  • Social Security & Medicare
  • Long–term care for parents
  • Estate planning
  • Wills, trusts, inheritance, probate
  • Stretch IRAs

Investment Strategies

  • Considerations before you invest
  • Cash accounts
  • Stocks & equities
  • Bonds
  • Mutual funds, ETF’s, Index Funds
  • Alternative investments
  • Active vs. passive investing
  • Professional investment management

Risk Management Strategies

  • Common investment risks
  • Modern portfolio theory
  • Protecting yourself from cash windfalls
  • Property & casualty insurance
  • Disability income insurance
  • Medical & health insurance
  • Comparing life insurance