Retirement Planning Today® – Ages 50 to 65

Tuesdays February 12th and February 19th 6pm to 8:30pm

Saturdays February 23rd and March 2nd 9am to 12pm

Louisville Recreation Center

RSVP  patti@welchfp.com

The wide array of financial planning articles and tools available on the internet offer an overwhelming range of short tips and trendy advice on select aspects of retirement planning.  This comprehensive course will provide structured knowledge, that you can easily use to prepare for retirement.  Instructor Tron Welch, CFP®, MBA, AIF®, is a certified financial planner and a fiduciary.  He has expertise in retirement planning, tax strategy and investment property.

Life Planning for Retirement

  • Traditional vs. new retirement – new retirement opportunities
  • Values and objectives in nine areas of life
  • The retirement planning process

Retirement Needs & Expenses

  • Early retirement trends
  • How long must your money last?
  • Inflation, prices and purchasing power
  • Can you retire today?

Retirement Roadblocks & Mistakes

  • Financial and cash–flow statements
  • Credit and debt
  • Capital gains, taxes and marginal tax rates
  • Investments with tax advantages

Retirement Income Sources

  • Traditional IRAs, Roth IRAs, IRA to Roth IRA conversions
  • Other retirement income sources
  • Social Security eligibility and benefits
  • Employer–sponsored plans

Retirement Plan Distributions

  • Retiring or changing jobs?
  • Defined benefit and contribution plans
  • Lump sum vs. IRA transfer vs. annuity payments
  • Rollovers, direct rollovers and transfers
  • Minimum required distributions

Investments

  • Stocks and bonds, mutual funds, exchange traded funds
  • Unit investment trusts
  • Tax–deferred annuities
  • Investment risk management strategies

Risk Management & Asset Protection

  • Disability income insurance
  • Health insurance and Medicare
  • Long–term care and insurance
  • Comparing life insurance

Estate Planning

  • Taxes
  • Probate
  • Gifting assets
  • Joint ownership of property
  • Benefits of trusts

To register please contact patti@welchfp.com